Prepare Your Own Personal Bankruptcy Forms

Filing chapter 7 bankruptcy legal forms will result in most of your unsecured debt (mainly credit cards) being discharged while being allowed to keep a reasonable amount of property determined by the laws of your state. When you file for chapter 7 bankruptcy, you immediately stop all actions against you by creditors. The main purpose for filing chapter 7 bankruptcy forms is to discharge certain debts to give an honest individual a chance to start over.

Filing chapter 13 bankruptcy legal forms offers individuals with regular income a means to repay their debts over time, either in full or in part. The purpose of chapter 13 is to enable financially distressed individual debtors, under court supervision and protection, to initiate a repayment plan in which creditors are paid over a period of time.
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